Ever wonder how a lender decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards, auto loans, and mortgages.

Explains what a good credit score is, the different types of credit scores, and how to improve your score.

Tons of articles that answer all of your credit score questions.

Details what a credit report is and what is included in it.

What is your credit history, what do you need to know, and what do you do with the information? All these questions are answered here.

The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.